Nowadays, loan service is very common in society. Moreover, in many cases, funds can be obtained by applying for loans, and there are many types of loans, which are aimed at different groups of people. Well, let's have a look. Can I apply for an interest-free loan with an unemployment certificate? You can apply for an interest-free loan with an unemployment certificate. Unemployment card interest-free loan is a special loan for people who have no job. People who meet the loan conditions can apply for interest-free loans from banks with unemployment certificates. However, not everyone can apply for interest-free loans with unemployment cards, and banks have conditions for those who apply for interest-free loans with unemployment cards. At present, the interest-free loan for unemployment certificate has the following conditions: the applicant has participated in unemployment insurance and applied for unemployment certificate; A natural person aged between 18 and 60 years old (different ages stipulated by various lending institutions) with full capacity for civil conduct; The applicant has a self-operated project with certain development potential and income-generating ability; The applicant has a good credit record, and the purpose of the loan conforms to local policies; The applicant has a strong willingness to repay and good repayment ability; The applicant has a fixed domicile and business premises; Meet other requirements of the lending institution.

Second, the use of the unemployment card loan is there no interest on the unemployment card loan?

The specific demand depends on the borrower's own qualifications. Moreover, interest-free loans are not without loan interest, and the interest part is subsidized by the state finance. The borrower usually only needs to repay the principal, but this kind of loan has high requirements for the applicant, and not all unemployed people can apply. Conditions for handling interest-free loans for unemployment cards:

1, who has participated in unemployment insurance and applied for unemployment certificate;

2. At least 65,438+08 to 60 years old, with full capacity for civil conduct;

3. Good personal credit and repayment ability;

4. Entrepreneurial projects have income-generating potential and prospects;

5. Having a fixed business place;

6. Other conditions required by the lending institution.

Three, on the unemployment card and provident fund loans related issues. Can I get an interest-free loan or a loan with bottom interest with an unemployment certificate?

I think it can be extracted. There are many reasons for the withdrawal of provident fund, including: buying commercial housing, buying cooperative housing, buying private housing, buying public self-occupied housing, building or rebuilding housing, overhauling housing, repaying housing loans, paying rent, retiring, settling abroad, centralized storage for two years, canceling foreign accounts, completely incapacitated by criminal law, employee death, unemployment, and low withdrawal. One ***20 species. After retirement, these should be one-time withdrawals and cancellations. Prior to this, including you, you should go to the provident fund management center and call the regional provident fund management center for consultation with the application for withdrawal of provident fund, personal ID card, real estate license, house purchase contract and other relevant certificates issued and sealed by the unit. (The above answers are for reference only! )

4. Is there any discount for the employment unemployment registration certificate loan?

Interest-free for two years, repayment after two years, second loan.