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Can I get a loan from a rural credit cooperative as a guarantor in Harbin Bank?
1. Can I get a loan from a rural credit cooperative as a guarantor in Harbin Bank?

Yes, as long as the bank thinks your assets can be offset or exceeded. This is your credit.

2. Can I get a loan from a rural credit cooperative without a guarantor?

Need to see whether the local credit cooperatives require a guarantor to come forward, the general credit cooperatives need to meet the conditions:

Age 18-65 (inclusive), with full capacity for civil conduct;

Law-abiding, honest and trustworthy, no bad.

Institutions that voluntarily accept loans;

Have a stable source of income and the ability to repay loans according to the contract;

Those who have the ability to undertake and replace the repayment of loans must be enterprises with legal personality, other economic organizations and powerful natural persons;

The collateral must be fixed on the ground and easy to realize, and the loan amount must be controlled within 70% of the collateral;

Pledges, vouchers and rights are true and clear, and bills are legal and valid;

Other conditions stipulated by rural credit cooperatives.

Third, urgent, can Heilongjiang Rural Credit Cooperative find someone to guarantee that I can get a loan?

Maybe we can.