There is no difference between paying the mortgage at the end of the month and paying the mortgage at the beginning of the month. It is the bank's lending date that determines the repayment time, that is, the lender's mortgage repayment date is based on the lending date, so the lender only needs to input the monthly payment into the bank card before the mortgage repayment date, regardless of the end of the first month.

There is no difference between early repayment at the beginning of the month and early repayment at the end of the month. Although the repayment is made in advance before the repayment date, the interest for the whole month will not be reduced because of the beginning of the month. Unless the loan is paid off in advance in one lump sum, interest will be charged at the daily interest rate according to the actual borrowing days. The repayment days at the beginning of the month are less than those at the end of the month, and the interest to be repaid will be less. Therefore, the lender should consider whether to repay the loan in advance according to the specific situation.