1, flower bud: flower bud is a credit consumption tool. Users can use the flower garden quota and enjoy the shopping experience of "spending first, then paying". Flower Garden supports multi-scene shopping, which is mainly used in Taobao, Tmall and some external businesses.
2. Borrowing: Borrowing is a loan service for personal consumption. Users can choose to borrow money from Alipay account and bound bank savings card, which can be used for personal consumption, decoration and travel.
3. Reserve fund: Alipay reserve fund is a small short-term loan product, which can meet the consumer demand of small emergency. There are three quotas of 65,438 yuan, 200 yuan and 500 yuan, which are subject to the actual display on the page; There is no limit to the number of withdrawals, and the next withdrawal can only be made after each return, with a term of 7 days each time.
4. Online business loans: Online business loans are business loans launched by online business banks for small and micro enterprises and individual entrepreneurs. It is a pure credit loan without mortgage and guarantee based on the operator's operation and credit situation. Lending is fast and flexible.
If you need to borrow money, you can also choose to spend money under Xiaoman Finance. The application for money is simple, the loan is fast, and the loan is flexible. Users can apply on their own initiative. The interest rate of money is transparent, big brands are reliable, and the interest rate is low. The maximum loan amount is 200,000, which can meet the needs of most lenders.
In addition to individual consumers, small and micro business owners need to start or run funds, or consider having money to spend, and strive to provide accurate, convenient and efficient financial services for small and micro business owners.
This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.