94 1.27 yuan. According to the inquiry of wealth management network, the repayment method of Shang Meng Bank for 50,000 yuan in five years is equal principal and interest, and the annual interest rate of the loan is 4.9%, so the monthly repayment is 94 1.27 yuan, with total interest of 6,476.36 yuan and total repayment of 56,476.36 yuan.