It is not illegal to be a loan intermediary, and it is not illegal to introduce others to get loans. However, it would be illegal if the customer's phone number and private information were obtained and sold. There are also false information, which directly constitutes economic fraud.
The main reasons why loan intermediaries do not break the law are as follows:
According to the "Constitution", "Property Law", "Contract Law", "Company Law", "Guarantee Law", "General Principles of Civil Law" "" and other legal forms confirm that market entities have the right to use their own funds to borrow and make profits. Article 40 of the "Small and Medium Enterprises Promotion Law of the People's Republic of China" encourages various social intermediaries to provide information consultation for small and medium-sized enterprises. Investment financing, loan guarantees, legal consulting and other services.
Intermediary refers to the link that serves as a link between different things or opposite poles within the same thing. Opposite poles are united through intermediaries. Mediation is polarized by the struggle of opposites, leading to the rupture of unity.
An intermediary is an organization that provides intermediary agency services to customers. It itself cannot directly provide corresponding services and items, but it can find and arrange these services and items for you for you to choose from. and decide. For example: you want to hold a small party at home, and you need some professional waiters and chefs. You can use an agency to find these people for you. You may also need venue decoration, and the agency can also arrange the purchase and decoration of items.
There are many intermediaries, the main ones are trade intermediaries (providing information required for trade, customers and other related information), service intermediaries (providing tertiary industry information, such as housekeeping companies), and network intermediaries (through the Internet Intermediaries that provide services in the form of services), logistics intermediaries, real estate agencies (including rental and sales), used car agencies (various used car service information), marriage agencies (arrange blind dates and matchmaking marriages), etc.
The so-called intermediary, literally speaking, means "acting as a media in the middle." The organization that mainly performs intermediary activities is the intermediary. Therefore, to clarify what intermediary is, we must first understand what intermediary activities are. In a general sense, intermediary activities refer to activities in which an intermediary (natural person or legal person) helps Party A and Party B to reach an agreement/contract/contract. In the intermediary process, the intermediary and the client (Parties A and B) are involved. or both parties) to sign contracts, publish, find partners of the client, coordinate the signing of Party A and Party B, help complete the signing and pursuit and obtain remuneration and other activities. The intermediary's task is to find a partner for the client, playing the role of a temporary coordinator, rather than the substantive partner role or buyer and seller role that either Party A or Party B desires.