At present, there are two repayment methods for student loans:
First, Alipay repayment.
[ Prepayment of student loans from China Development Bank ]
Before 1th of each month.
Login-China Development Bank Student Loan Information Network [1]
Find the platform for personal account login in the visited page, enter the account number, password and verification code, and then log in.
find prepayment write-off.
apply for prepayment as required. [the application date for prepayment is from 1st to 1th of each month (except November) ]
Requirements:
1. If prepayment is required, please click "Add" to enter the prepayment adding page.
2. in the new page, select the corresponding contract number to display the information to be filled in. After confirming the information, click "Submit" to complete the new operation.
3. If you use Alipay for repayment, please log in to Alipay system to recharge your Alipay account.
4. After the 1th of each month, the payment will be automatically deducted from Alipay on the 2th of each month. The repayment information may not be updated in time. Please check the exact repayment results in the system at the beginning of next month.
5. after applying for prepayment, please ensure that the balance of your repayment account is sufficient. Whether the repayment is successful or not, please log in to the system at the beginning of next month and check in the "Application for Early Repayment". If the advance payment is unsuccessful, please reapply.
please check your loan background repayment record for the specific repayment record.
second, bank repayment.
1. Before you go to the bank, you must bring all the materials for handling student loans, as well as your ID card and bank card. The most important bank card password must be remembered, otherwise it will bring more trouble to your handling process;
2. After entering the bank, queue up to get the number, then get the application form from the staff and fill in all the contents in detail;
3. Go to the counter to handle the loan repayment procedures;
4. Send the repayment voucher to the relevant person in charge.
Note:
1. Students who apply for loans must produce a written application form, which is required to be stamped by the civil affairs bureau at or above the county level. It is required to explain the family situation in detail, indicate the personal repayment consciousness, and indicate the detailed address, parents' work unit, contact telephone number and postal code.
2. The loan applied by freshmen will not be submitted to the school finance office until the second year. Therefore, the tuition fee for the first year needs to be paid off by yourself, and then it will be settled in the school finance office every year. Agricultural card given by the bank, open an account with personal ID card. Students can usually use it to deposit and withdraw money. Students can repay their debts through agricultural cards after graduation.
3. The maximum loan amount that each student can apply for each year cannot exceed 6, yuan, and the loan period cannot exceed 8 years. Students are exempt from paying interest on all loans while in school. After graduation, the bank will charge interest according to the bank interest rate.