In terms of provident fund deposit, Anhui Provincial Provident Fund Management Center is responsible for formulating and implementing the provident fund deposit policy to ensure that the deposit ratio and base are in compliance. At the same time, the center is also responsible for supervising the deposit of the deposit unit to ensure the timely and full deposit of the provident fund.
In terms of provident fund withdrawal, Anhui Provident Fund Management Center provides various withdrawal methods for paid employees to meet the housing needs of different employees. Employees can choose different reasons such as house purchase, mortgage repayment and renting house according to their own conditions, and submit application materials according to the prescribed procedures. The center will review and handle the extraction procedures according to law.
In terms of provident fund loans, Anhui Provident Fund Management Center provides low-interest and long-term housing loan services for eligible paid employees. Workers can apply for provident fund loans to buy self-occupied housing or improve their living conditions through the center. The center will strictly examine loan applications to ensure the safe and compliant use of loan funds.
Anhui Provincial Provident Fund Management Center also undertakes the responsibility of managing and supervising the provident fund. The center will regularly supervise and inspect the deposit, withdrawal and loan of the provident fund to ensure the compliance operation of the provident fund and the safety of funds. At the same time, the center will actively promote the reform and innovation of the provident fund system to meet the needs of economic and social development.
To sum up:
Anhui Provincial Provident Fund Management Center, as the management organization of the provident fund, undertakes important responsibilities such as deposit, withdrawal, loan and management supervision of the provident fund. The center is committed to providing quality services for paid employees, safeguarding the rights and interests of employees and promoting the reform and innovation of the provident fund system.
Legal basis:
Regulations on the administration of housing provident fund
Article 10 stipulates:
The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3.
Regulations on the administration of housing provident fund
Article 24 provides that:
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.