Hengxiaohua is the brother product of Pu Ronghua. At present, the maximum loan amount is 200,000, and the longest service period can be divided into 12 months. When applying, you only need to submit personal identity authentication and face recognition, as well as relevant personal basic information. Users should be between 22 and 55 years old, have good big data and credit information, hold credit cards and real-name registration system mobile phone numbers for more than 6 months, and have stable income, so that you can apply for a loan successfully. Therefore, the product requires high credit qualification of users, and users with good credit information and big data are more likely to approve funds.
According to feedback from netizens, Heng Xiaohua started as a loan on an external platform, and more products that matched Heng Xiaohua were Xiaoying Card Loan and Tang Duoduo. At present, the independent APP has only been open for a while, and the next paragraph is relatively stable. Because it is the whole process of system audit, there is no telephone call back, so the audit results will be available in 1-3 hours after normal submission, and in 1-3 hours if the loan is successful after approval. Recently, some users have also applied for the approval of two products of Heng Kobanawa Pu Ronghua. However, it is uncertain whether Heng Xiaohua's application can be paid after the approval of Pu Ronghua, and it depends on the audit results of the system.
Moreover, it is understood that Heng Xiaohua's source of funds is also cooperative lending by licensed financial institutions, and the audit is also based on credit information. Therefore, users must maintain good loan behavior in the process of use, repay in full and on time, and avoid bad situations such as overdue.