After buying a house, the real estate license is a document that everyone pays more attention to. So where is the mortgaged house property certificate? Let's take a look with Bian Xiao!

Where is the mortgaged property certificate?

The house ownership certificate is at the buyer's place. Now in mortgage to buy a house, banks will not pledge the original real estate license and land certificate; Because according to the relevant regulations, in mortgage to buy a house, after the real estate is registered and mortgaged, the bank, as the mortgagee, will obtain the house ownership certificate, which will be taken over by the buyer after the mortgage registration, and the bank only holds the house ownership certificate.

What are the precautions in mortgage to buy a house?

1. If you buy a house with a provident fund loan, don't withdraw the provident fund deposit before the loan, because with a provident fund loan, the bank determines the loan amount according to the balance of the provident fund deposit. If the balance of the provident fund in the provident fund account is zero, it means that your loan amount is also zero.

2. If it is difficult to repay during the loan period, you can apply to the bank to extend the repayment period, and if the bank agrees, it will be accepted; However, the application for extending the loan term can only be processed once.

3. If the house is rented out during the loan period after the house is mortgaged, the lessee shall be informed in writing of the mortgaged house.

4. After handling the loan formalities in the bank, you should take good care of the loan contract, IOUs and other related materials. Because these are very important legal documents, and the loan period can be as long as 30 years, as a borrower, you need to take good care of the contract and the iou, and at the same time, read the terms of the contract carefully to understand your rights and obligations.

Don't forget to cancel the mortgage registration after the bank loan is paid off. First, go to the bank to issue the loan settlement certificate and the real estate title certificate of the collateral, and cancel the mortgage registration at the real estate trading center.

Bian Xiao concluded: The above is about where the mortgage real estate license is, and I hope it will help everyone.

Where can I buy a house with a loan to get a real estate license?

Part of the real estate license for buying a house by loan should be taken in the bank. The developer will handle the real estate license according to the agreement in the house sales contract. After the real estate license is issued, the original will be mortgaged to the bank. After the lender pays off the mortgage, it will bring relevant information to prove that the bank can cancel the mortgage registration, and then it can get back the real estate license from the bank.

Where is the property certificate of the loan?

Buying a house is a major event in life and a major goal of our efforts. At present, housing prices are high, and most people choose loans to buy houses, which can alleviate our economic pressure. Then, where is the real estate license for the house shared by the loan to everyone? Can the house bought by the loan get the real estate license?

1. Where is the property certificate of the loan?

The property certificate of the house you borrowed is not in the bank, but in your own hands. After the loan, the Land and Resources Bureau will issue a certificate of other rights to the bank for safekeeping, and register your property right certificate as mortgage, so that your property right certificate can be taken away. Therefore, the bank is not withholding the title certificate, but other title certificates, which are part of the land certificate. A normal house has two certificates: the title certificate and the land certificate.

Second, can you get the real estate license for the house you bought with the loan?

1. As long as you buy a house, if you buy an existing house, you can get the real estate license immediately and send it to you immediately.

2. If you buy an auction house, you can get the real estate license when you hand over the house. When handing over the house, the developer will tell you that it will take about 1-2 years to get the real estate license.

3. When buying a house with a loan, the bank will not deduct the title certificate, but other title certificates, which is also part of the land certificate. Normal houses have property certificates and land certificates, so the bank that borrows money to buy a house keeps another property certificate. If you pay in one lump sum, you can have both certificates, and you don't need to mortgage anything.

4. The house bought by loan cannot be traded, because other warrants are in the bank. If you need to trade, you must apply for a loan in advance before you can trade.

Summary of the article: The above is where the real estate license of the loan is shared by Bian Xiao, and whether the house bought by the loan can get the real estate license. I hope I can help you. Different institutions in each place have different management requirements. Go to the relevant institutions first, and then handle them as required.

This is the end of the introduction about where the mortgage real estate license is and where the mortgage real estate license is. I wonder if you have found the information you need?