The latest benchmark interest rate of bank loans: the annual interest rate of loans from 0 to June (including June) is 4.35%, the annual interest rate of loans from June to June +0 (including June +0) is 4.35%, the annual interest rate of loans from June to June +0 (including June) is 4.75%, and the annual interest rate of loans from 3 to 5 years (including 5 years) is 4.75. On this basis, there will be appropriate downward floating or upward floating.