Mercedes-Benz Finance 0 down payment is not easy to approve: 1, 48-phase 0 down payment A-class car financial scheme, that is, on the basis of first-come-first-served and then-selected, the minimum down payment starts from 0 yuan, and at the same time, the loan period is extended, lowering the threshold for buying A-class car loans; 2. However, if the down payment of the car price is reduced, if you choose to buy the car at the end of the loan, the final payment will increase accordingly; The approval process is simple, but you must be cautious and do what you can when buying a car. After all, it is not a one-time consumption, and this financial policy is tied with many additional conditions, and the monthly expenditure is not small.

Is it easy to approve Mercedes-Benz financial loans? Mercedes-Benz Financial said that my micro-loan was rejected.

Mercedes-Benz financial loans are not so easy to approve. Because you can only apply for a loan from Mercedes-Benz Financial Company if you meet the loan conditions, it doesn't mean that you can pass the loan review of the financial company if you meet the conditions. Mercedes-Benz Finance Company will comprehensively consider the applicant's personal income, personal credit information and debt ratio. If there are certain risks, then the loan application cannot be successful.

Of course, as long as the loan conditions are met, the personal credit report is good, the income is stable, and the personal debt ratio does not affect the repayment, it is beneficial to submit some property certificates for approval.

At present, the minimum down payment for a car loan can reach 20%, which greatly solves the pressure of car buyers, but in Mercedes-Benz finance, it can realize zero down payment for a car loan. There are two ways for Mercedes-Benz financial down payment 0. One way is to apply for a car loan with a down payment of 0. This method is to find Mercedes-Benz Finance Company and apply for 0 down payment for car purchase. The other is car financing lease, that is, "purchasing by rent". After paying a certain deposit according to the contract, pay the rent monthly, and recover the ownership of the vehicle after the lease contract expires.

However, it should be noted that although Mercedes-Benz Finance can bring us cars with zero down payment, not all cars with zero down payment loans are new cars and used cars. Therefore, if you want to buy a car with a zero down payment loan, you'd better learn from a financial company first.

Mercedes-Benz Finance Car Loan Program

1. A valid personal ID card is required to apply for a Mercedes-Benz car, and others include a resident ID card and a household registration book. If a married person applies for a loan, you also need to provide proof of being married and young with a spouse;

2. Intention to buy a car issued by a car dealer;

3. Provide household registration certificate or long-term residence certificate to Mercedes-Benz financial institutions;

4. Provide personal stable income certificate and personal property certificate to prove your repayment ability;

5 need collateral, vehicles as collateral for loans, and related materials that need to be guaranteed;

6. Proof of down payment for car purchase;

7. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation.

Is Mercedes-Benz Finance Better or BMW Finance Better?

Good recognition of Mercedes-Benz Finance or BMW Finance is better than registering for Finance.

1, Mercedes-Benz financial loans are not so good. Only when the conditions of Mercedes-Benz financial loan are met can we apply for a loan from Mercedes-Benz Financial Company. It doesn't mean that you can approve loans through financial companies if you meet the conditions. Mercedes-Benz Finance Company will comprehensively consider the applicant's personal income, personal credit information and debt ratio. If there are certain risks, the loan application cannot be successful.

2. Like most financial loan products, as long as it meets the conditions of BMW financial loan, BMW Finance can pass.