2. If the funding problem is serious, it will take half a year or even longer to solve, and it may not be possible to rely entirely on loans. At this time, you can try to apply to the bank for deferred repayment. In particular, the mortgage term of some users is only 65,438+00 years, and the monthly supply pressure is relatively high. If the loan term can be changed to 20 years, it is easy to bear the pressure.
3. Transfer or sale of the house. If the capital problem is not solved and the mortgage loan is not repaid, then the bank has the right to auction the house. Prior to this, users can repay the principal and interest of the bank's remaining mortgage loans by transferring or selling houses.