Current location - Loan Platform Complete Network - Loan intermediary - The house mortgage loan has been paid off, how to cancel the mortgage registration?
The house mortgage loan has been paid off, how to cancel the mortgage registration?

After repaying all the loan principal and interest, you can go to the lending institution to apply for the "House Other Title Certificate" and "Loan Settlement Certificate". Cancel the mortgage at the real estate trading center in the district or county where the property is located; when handling the home mortgage cancellation business, you need to fill in a "Mortgage Cancellation Application Form" and provide the "Loan Settlement Certificate" given to the borrower by the lending institution, as well as the personal information you need to provide. "House Ownership Certificate" and "House Ownership Certificate" or "Mortgage Certificate", go to the Real Estate Bureau to handle the mortgage cancellation procedures. It is stipulated that the application should be completed within 10 days. The "House Registration Measures" stipulate that from the date of accepting the registration application, the housing registration agency shall record the application for registration in the housing registration book or make a decision not to register within the following time limits: Registration of house ownership within the scope of first state-owned land , 30 working days, 60 working days for house ownership registration within collective land; 10 working days for second mortgage and easement registration; 10 working days for third notice registration and correction registration; fourth objection Registration, 1 working day. The announcement time shall not be included in the time limit specified in the preceding paragraph. If the registration time limit needs to be extended due to special reasons, it can be extended with the approval of the person in charge of the housing registration agency, but the extension shall not exceed twice the original time limit. If laws and regulations otherwise stipulate the registration time limit, such provisions shall prevail. Legal basis: Article 23 of the "House Registration Measures" From the date of accepting the registration application, the housing registration agency shall record the application for registration in the housing registration book or make a decision not to register within the following time limits: (1) The registration of house ownership within the scope of state-owned land takes 30 working days, and the registration of house ownership within the scope of collective land takes 60 working days; (2) Registration of mortgage rights and easements, 10 working days; (3) Registration of advance notice and correction registration , 10 working days; (4) Objection registration, 1 working day. The announcement time shall not be included in the time limit specified in the preceding paragraph. If the registration time limit needs to be extended due to special reasons, it can be extended with the approval of the person in charge of the housing registration agency, but the extension shall not exceed twice the original time limit. If laws and regulations otherwise stipulate the registration time limit, such provisions shall prevail.