The details are less than a decimal point, even if you know all the data of your house, because only the housing authority has the tax price. It is difficult to reduce taxes and fees, it depends on local policies.

The interest rate for commercial loans is 4.9, and the interest rate for provident fund loans is 3.25.

Transfer fee:

There is no new policy as before: it depends on whether the house is full Five years? Is it the only housing? First time home buyer? Based on the previous questions, assessed value, area, etc., the payment is as follows:

1. Deed tax, first house: 90 (inclusive) square meter 1, 90 square meters or more 1.5, second house: 90 (inclusive) square meter 1 , more than 90 square meters 2; commercial housing or company property housing: 3. The deed tax will change in 2016, and it should be based on your city's policy changes.

2. The personal income tax is 1% of the total amount and is borne by the seller. The only exemption is for housing, but in the actual transaction it is paid by the home buyer;

3. Transaction fee, 4 yuan / square meter;

4. Transfer registration fee, 80 yuan;

5. Warrant stamp tax 5 yuan;

6. Business tax less than 2 years, area greater than 144, 5.6 paid by the seller, which can be reduced or exempted after 2 years for ordinary housing. After May 1, 2016, business tax will be changed to value-added tax. Within two years: value-added tax payable = value-added sales × collection rate. The value of the house has increased in your hands, and the landlord will bear the increased value*5 (5.6 in some areas), which is the value-added tax that should be paid. VAT exemption for 2 years.