It will not automatically resume if it is suspended.

After the policy is suspended, it will not be automatically reinstated. You need to apply for reinstatement to regain validity. The reason why a policy is suspended is generally that the policyholder fails to pay the premium on time or applies for a policy loan and fails to repay it on time. If the policy is not canceled within the specified period, the policy will become invalid, and the policy will not be automatically restored if it is suspended. Therefore, if the policy is suspended, it is recommended to contact the insurance company or agent promptly and apply for reinstatement as required.