The risk of being defrauded by borrowing money will take at least two or three days, and the specific risk factors will be judged based on the prompts.

There are three reasons:

1. Jiebei often repays in advance, because Jiebei is a loan product calculated based on daily interest. If you often repay in advance, the system will think that you are responsible for repaying the loan in advance. The demand for loans is not large, which leads to the situation that users cannot borrow money after repayment;

2. Borrowing has been overdue or suddenly overdue, or the Zhima credit score has been reduced, etc., which will cause the user to be unable to borrow money next time. Apply;

3. Frequently change personal information, because Jiebei will evaluate the user's usage from time to time. If you change the information randomly, the system will think you are unstable and there will be risks in lending you money. Borrowing will be closed and you will not be able to borrow money.

It is reported that there is a risk of being defrauded in Jiebei, mostly due to the unstable current trading environment, such as changing to a new device to log in, or changing the mobile phone number, changing the address, or linking a new account. Bank cards, and remote login, etc. It is best to use Alipay to pay for this kind of payment within 2 days, and use the bound credit card to swipe the transaction to prove that it is indeed operated by me, and the system will release the risk control. The risk will no longer be prompted when borrowing money, but whether you can lend it out will be subject to the results displayed on the page after the system re-evaluates.

If you are prompted that there is a risk of being defrauded when borrowing money from Borrowing, it is recommended that the customer check whether they are operating the loan in an unfamiliar network environment, or whether they have frequently changed devices to log in recently. Or the account information may be modified frequently, causing security problems in the account. The system will then implement risk control because it is worried that the loan is not operated by someone else.

In this regard, what customers need to do is to contact Alipay customer service to explain the situation clearly and verify their identity. After the account risk is reduced, they will be able to borrow money smoothly. Everyone needs to be aware that it is best not to rush to apply again in a short period of time, otherwise it will be easy to be rejected again after frequent operations. It is better to wait for a while after solving the problem before applying for a loan (it is recommended to wait three to five days before applying again). try).

In addition, customers can also check their personal credit status. If their credit is not good, it will probably affect the loan approval. In this regard, customers need to pay attention to maintaining good personal credit and accumulate good records.