Upon termination, all participants in loan repayment withdrawal shall bring the following materials: loan contract, ID card, proof of blood relationship of spouse or lineal relatives, proof of provident fund account number and loan account number, and original power of attorney to the bank outlets entrusted with loan repayment withdrawal.
If it is necessary to change the repayment method of the provident fund, the application can only be made after the original repayment agreement of the provident fund has been implemented for one year.
When the borrower applies for changing the loan repayment business of housing provident fund, all the original customers should bring the loan contract, ID card, household registration book and the original power of attorney for repayment of provident fund to the loan bank to apply for change.
Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
From July 1 2065438, all housing provident fund management centers in China will handle the transfer and connection of housing provident fund in different places through the platform in accordance with the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development.
On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on.
Its definition includes the following five aspects:
(1) The housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas.
(2) Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents and retired workers do not implement the housing provident fund system.
(3) The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.
(4) The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid continuously in accordance with the regulations during their employment, and shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund.
(five) the housing provident fund is a personal housing savings fund that employees use exclusively for housing consumption expenditure in accordance with regulations.