Today, with the increasing recognition of online loans, there are also many people who borrow money from Xiaomi loans. Many friends found that the account could not be used after repayment. Xiaomi's loan has been paid off and can't be used. What should I do? Here, I reveal the truth for everyone.

As far as we know, Xiaomi's loan can't be used because everyone's comprehensive credit no longer meets the requirements. There are three specific reasons for this:

1, comprehensive credit declined.

Most people can't use the loan again because of the decline of comprehensive credit. There are many reasons for the decline of comprehensive credit. For example:

(1) Xiaomi loan bill is overdue, which is seriously overdue;

(2) Personal data has expired or will expire soon;

(3) The current liabilities increase substantially or the income is unstable, and the repayment ability decreases obviously;

(4) Other financial institutions and online lending platforms have serious overdue behaviors and violations.

2. There is something wrong with the system.

Sometimes Xiaomi's loan can't be used because of system problems. This situation won't last long, and it will usually be solved on the same day.

3. Xiaomi loan raises the threshold.

At some special times, Xiaomi's loan can't be used because the threshold has been raised. For friends who have just reached the loan standard before, they cannot apply under the new standard.

Above, I have analyzed in detail what it feels like to repay Xiaomi's loan, hoping to solve everyone's doubts.