The safest way to collect money when selling a house is as follows:

1. In a second-hand house transaction, the buyer who intends to buy a house will pay the seller some deposit in order to confirm the purchase and sale relationship. The seller can You can also use this deposit to deduct the corresponding total price of the house later.

2. When the buyer and seller sign a house sales contract, they can also negotiate that the buyer pays a certain percentage of the down payment for the house, and the buyer pays the balance when the transfer is completed. To prevent disputes, both parties can go to a notary office for notarization.

3. When the buyer and seller sign a house sales contract, the buyer and seller can negotiate and the buyer pays the house price in one lump sum.

4. The buyer applies for a house mortgage loan. After the bank approves it, both parties can go to the local house transfer authority to handle the transfer procedures. After the transfer, the buyer must go to the bank to complete the house mortgage loan procedures, and the bank will The mortgage loan applied for by the buyer is disbursed to the seller's bank account in one lump sum.

5. If the buyer needs to apply for a loan from the bank to purchase the house, the seller can collect the buyer’s down payment after deducting the loan amount, and the buyer can go to the bank to apply for a mortgage loan for the remaining balance of the house. The seller can cooperate with the buyer to go to the bank. To apply for a loan, the seller provides the bank with his or her bank account.

After the loan procedures are completed, the bank will issue the housing mortgage loan applied for by the buyer to the seller's account in one go. To prevent disputes, both parties can go to a notary office for notarization.

6. How the seller collects the house payment: The buyer can pay the seller in cash; the buyer can also transfer the money to the seller through a bank; if the seller has a POS machine, the buyer can also pay the house price by swiping a card through the POS machine.

Notes:

The names and amounts of various security deposits must be confirmed by both parties when the contract is signed. If problems arise, they can be negotiated. If the two parties cannot reach an agreement, they can be resolved through legal proceedings.

If the transaction is not handled properly, both the buyer and the seller will be at great risk. It is recommended that the seller understand the relevant knowledge in advance and consult important matters or hand them over to a formal intermediary agency to prevent disputes and the loss of money and housing.