Re-write the power of attorney, you have full authority to purchase the house and go to the notary office for notarization.

Two, some questions about entrusted loans, please indicate.

At present, at the national level, the local policy issued by the entrusted loan Committee stipulates that "provincial enterprises shall not borrow from enterprises outside the system in various forms", including entrusted loans. For example, which province is Jiang enterprise in? Is it a provincial state-owned enterprise? I suggest you consult the local SASAC.

There is no policy risk in buying land with entrusted loans, because the bank's credit policy has nothing to do with entrusted loans.

3. What is entrusted loan?

Entrusted loan: refers to the loan business in which the funds provided by the principal from legal sources are transferred to the general entrusted account of the entrusting bank, and the entrusting bank issues, supervises the use and assists in the recovery on behalf of the principal according to the loan object, purpose, amount, term and interest rate determined by the principal. Customers can be government departments, enterprises, institutions or individuals. The significance of entrusted loans entrusted loans are actually equivalent to the borrowing of funds between enterprises. However, due to the explicit prohibition in China's General Rules for Loans, it is not allowed to transfer funds between accounts of different legal entities without actual trade background. Therefore, mutual financing between enterprises can only be achieved through entrusted loans. For enterprises with abundant funds, it is obviously unwise to leave a lot of funds idle in accounts and only rely on the interest rate of small bank deposits to obtain income. If this capital is invested, many enterprises will not be willing to carry out investment activities with high returns and high risk factors because each enterprise has a certain risk factor. At the same time, investment will inevitably lead to losses. So how to effectively use such a large amount of idle funds? Entrusted loans just cater to the requirements of surplus enterprises in this regard. Effectively improve the utilization rate of funds within the enterprise. It provides an effective means for enterprises to obtain additional income. Similarly, for banks, entrusted loans are the intermediary business of banks, and banks play the role of matchmaking. By helping enterprises to complete entrusted loans, banks charge certain fees and increase their business income.

4. Does the entrusted loan borrower sign an agreement with the entrusting party or with the bank?

I. The borrower of the entrusted loan signs an agreement and contract with the trustee. The trustee is a trust institution, and the bank can also be the trustee's trust institution.

Second, the entrusted loan contract is formed between the principal and the trustee (lender) and the borrower. The trustee (lender) issues, supervises and uses the funds provided to the borrower in the name of the trustee (lender) according to the entrustment requirements of the principal.

Three. Entrust loan application conditions

1. The trustor and the lender shall be enterprises (institutions), other economic organizations, individual industrial and commercial households or natural persons with full civil capacity approved and registered by the administrative department for industry and commerce (or competent authorities).

2. A settlement account has been opened in a commercial bank.

3. The source of entrusted funds must be legal and have independent control.

4. To bid for the entrusted loan, you must bear the loan risk alone.

5. Pay taxes according to the relevant requirements of the State Local Taxation Bureau, and cooperate with the trustee to collect and remit taxes; Meet other requirements of commercial banks.

Extended data:

Matters needing attention in signing the entrusted loan contract;

1. Units and individuals that entrust financial institutions to handle entrusted loans must open a special deposit account for entrusted loan funds in their entrusted financial institutions when handling entrusted loan business, and deposit the entrusted loans into the account. The total entrusted loans shall not exceed the total entrusted deposits.

2. The borrower, purpose, amount, term and interest rate of the entrusted loan shall be decided by the entrusting unit independently, but it shall comply with the relevant national policies and regulations.

3 entrusted loans belong to fixed assets investment loans, which must be incorporated into the national fixed assets investment plan and can only be handled with the official documents approved by the relevant departments.

4. Financial institutions that accept entrusted loans do not bear the economic responsibility for entrusted loan risks. If the borrower fails to repay the principal and interest of the loan due to poor management or other reasons, the financial institution will not assume the responsibility of repaying the principal and interest on behalf of the borrower.