2. New loans (freshmen and students applying for loans for the first time): the application time is from August 12 to September 2 (except weekends).
The above is the relevant content of the application time of student loan in 2022.
Is the student loan a grant?
Student loans are not grants. Student loan is a bank loan subsidized by the state, but the grant refers to the assets of the state-funded students. Compared with the two, student loans need to be repaid, and bursaries do not need to be repaid, so there is a substantial difference between student loans and bursaries. There is no contradiction between loan students who apply for student loans and students who can apply for grants. Generally speaking, applying for a student loan before applying for a grant will be conducive to successfully applying for a grant.
Can the student loan only pay tuition and accommodation?
Student loans can only pay tuition and accommodation fees, the specific provisions are as follows:
1. Under normal circumstances, the application amount of the national student loan does not exceed the total tuition and accommodation fees;
2. However, if the national student loan is redundant after deducting the training fee, it can not only fill the tuition and accommodation fees at school, but also fill the gap in living expenses. In the case of extra money after deducting tuition fees from the student loan, the extra money will be deposited in the payment account designated by the customer, and the customer can log in to the payment account to withdraw the money as living expenses. What customers pay special attention to is that the student loan is an interest-free loan issued by the state to alleviate the reading pressure of ordinary college students due to family financial difficulties. The maximum application amount for undergraduate, junior college and preparatory college students is 8,000 yuan, and full-time graduate students are per year 12000. Students from poor families at school have only one chance to apply for a loan every year. You don't have to pay it back at school, but you can pay it back in installments after graduation.
Is the student loan a student-origin loan?
Student loans are loans from students. Student loans include student loans and student-origin student loans. The two kinds of student loans are only different in loan methods, but both belong to national student loans. College student loans need to be applied on campus, and student-origin student loans need to be applied at county-level qualification centers. Customers with two kinds of loans can only apply for one of them every year. Student-origin student loan requires both the borrower and the loan student to apply together, so the same borrower needs to be prepared in advance to apply for student-origin student loan. This article is mainly about the knowledge points about the application time of student loan in 2022, and the content is for reference only.