Option A, if the loan contract between natural persons does not stipulate or is unclear about the payment of interest, it shall be regarded as not paying interest;

Option B, if the interest rate agreed between the borrower and the borrower exceeds the quoted interest rate of the one-year loan market at the time of the establishment of the contract by 4 times, the excess interest agreement shall be invalid;

Option D, if the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated.