Buying a house with a loan before marriage, with a total price of 600,000. Now I still have a loan of 400,000 yuan and sold it to my girlfriend at a low price of 400,000 yuan. Will banks lend money?
Yes, your girlfriend can buy your house and go through normal mortgage procedures, which should be similar to those before you buy a house. Applying for a mortgage loan requires a girlfriend's income certificate and personal running water certificate. I suggest you find the local bank credit department and consult their staff face to face, which will be more detailed.