If loans overdue, you will be prosecuted. If loans overdue, you will be prosecuted. If it is a bank loan, the bank will generally collect it three times. If the debt is not paid off after collection, the bank will bring a lawsuit to the court. If the bank brings a lawsuit to the court, the borrower shall actively perform the repayment obligation after the people's court makes a judgment. If it refuses to perform, the bank may apply to the court for enforcement, and the court will seal up and detain the borrower's property during this period.

Legal basis: Article 675 of the Civil Code of People's Republic of China (PRC).

The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.

Article 674

The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

What should I do if I go to loans overdue?

1, sincere attitude, indicating that he is not maliciously overdue, but failed to repay the loan on time due to objective reasons;

2. If the bank recognizes this situation, proceed to the next step;

3. Submit the overdue objection complaint report, find a bank seal, and submit the report to the Credit Information Center for complaint.