Because Huaxia Xincai Company has been connected to the central bank's credit information system, if the money borrowed by the user is not returned, the user will first be overdue, which will affect his credit and affect the user's future lending affairs and credit card application.

If Huaxia Xincai's money is not paid back for a long time, users will be urged by financial institutions, and the address book will be exploded, which will affect normal life. The most serious situation is that it will be prosecuted by Huaxia Xincai, and what is more serious is that users who do not comply with the provisions of the court will be investigated for criminal responsibility.