1. Original ID card, household registration book or other valid proof of residence, and provide its copy;

2. Proof of occupation and economic income;

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the cooperation agency.

If you want to make a car mortgage loan or a real estate mortgage loan, you can look at Yuan Henry's car loan, which is very good.

Second, how to borrow a car mortgage?

I. automobile mortgage Process

1. Step 1: Borrower

2. Step 2: Review;

3. Step 3: Evaluate the value of the vehicle. After the approval, the lending institution will evaluate the vehicle mortgaged by the borrower and pass the vehicle value evaluation.

4. Step 4: Sign a contract to issue a loan, and then sign a loan with the borrower. Partners only need to mortgage the vehicle driver's license to the lending institution.

Second, what about loans overdue?

1, the first is to pay off the overdue.

For overdue car loans, the car is mortgaged in the bank, and the owner himself does not have full ownership, so there are certain reasons for others to detain the car. In this case, the best solution is to raise money to settle the overdue.

2. Negotiate repayment.

For the temporary turnover of one's own economy, it is necessary to negotiate with the bank or the detaining party in time and ask for a certain grace period. If there is really no money, it is useless for others to detain the car. Sometimes we can negotiate.

3. Find out the terms of the contract.

Regular car loans are generally contracted. Now banks usually collect money through debt collection companies, and they may not study the terms of the contract seriously. First of all, you have to explain how the car arrest was agreed before.

Step 4 violate

If you don't breach the contract, or the contract doesn't meet the conditions for detaining the car, you should ask the detaining party not to return it immediately at this time. You can ask.

5, refused to high towing fee

For some small loan companies, especially those involving conventional loans, you have to pay high towing and parking fees after paying off. In this case, you can refuse to pay, which is the way to make money by routine loans. Even if there is an agreement in the contract, it is deceptive.

6. Call the police.

After paying off the overdue reasonable fees, the other party is still asking for high fees. At this time, don't have too much conflict with each other. You can report the case to the public security organ, and the other party is likely to be involved in extortion. Ordinary civil engineering, you can also go.

Third, how to mortgage the car loan method

Step 1: The borrower applies for funds. Borrowers need to prepare their valid certificates, car purchase contracts and other supporting materials to apply for loans from financial institutions. Because banks generally don't do auto mortgage business, most people apply to financial institutions. Different financial institutions may need different materials. You can take the above materials to the financial institution first, and then consult at the institution. Step 2: Audit: In addition to submitting all the required information, the auto mortgage company will also audit you according to the information you submitted to assess whether your comprehensive qualification is up to standard. If the personal qualification meets the standard, it will pass the examination. Step 3: After the appraisal of vehicle value is approved, the institution will appraise the vehicle mortgaged by the borrower and reserve a loan amount by appraising the vehicle value. Step 4: sign a contract and lend money. After the vehicle evaluation is completed, the institution will sign a contract with the borrower and then pay, and the borrower only needs to mortgage the vehicle certificate to the institution.