Loan repayment methods mainly include "monthly repayment of principal and interest", "monthly repayment of principal" and "one-time repayment at maturity". The borrower can negotiate with the lender to choose the repayment method. The automatic deduction method for personal loans is twice a day. The system will automatically deduct once before the loan account business starts on the morning of the repayment date, and make the second automatic deduction after the business ends on the same day (normally, automatic deduction will be started every night 18, so it is recommended that you deposit enough funds in advance to avoid overdue), and repay the loan account arrears according to the principle of "as much as you can deduct" (in case of deduction as usual on Saturday, Sunday and legal holidays, it will not be postponed. If the agreed repayment date is 3 1, etc. Other special months without this date will be deducted on the last day of the month. For details, please consult the loan handling outlets in detail.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.