It's true. But there are loan conditions.
Agricultural Bank of China (ABC) business assistance loan, namely China Agricultural Bank's discount loan for poverty alleviation, is a policy loan established by Agricultural Bank of China according to the outline of rural poverty alleviation and development in China to support the economic development of key poverty-stricken areas and help the rural poor get rid of poverty and increase their income.
Discounted loans for poverty alleviation are mainly used in key counties of national poverty alleviation and development work, supporting breeding industry, labor-intensive enterprises, agricultural product processing enterprises and market circulation enterprises, as well as infrastructure construction projects that can drive low-income poor people to increase their income.
Development history
China Agricultural Bank Beijing Headquarters Building
Agricultural Bank of China, whose predecessor can be traced back to the Agricultural Cooperative Bank established by 195 1, is the first professional bank established in the new China period and the first state-owned commercial bank established in new China.
1979 February, the Agricultural Bank of China was re-established with its headquarters in Beijing.
1979 On February 23rd, the State Council issued the Notice on Restoring Agricultural Bank of China.
In June 1984, the Agricultural Bank introduced the first World Bank loan.
On June 24th, 1985, Agricultural Bank of China unified the font of bank names for the first time.
Does it really take 10 years for Agricultural Bank of China to help business loans to bind credit card interest-free loans?
Fake. It can't be true that the auxiliary loan of Agricultural Bank of China is bound to the interest-free credit card loan 10 year. As long as you apply for a credit card, there will definitely be interest. Generally there will be no interest-free loans. : 1. Regulations on Real Estate Mortgage of Agricultural Bank of China
China Agricultural Bank's personal business loan is a loan product launched by China Agricultural Bank. This loan type is a loan product promoted by Agricultural Bank of China, and it is a personal loan product with mortgage. The maximum loan amount is 6,543,800,000 yuan, and the loan period is 654.38+02 months. The area of the property to be mortgaged is over 50 square meters, and the age of the house is below 20 years.
2. The loan advantages of China Agricultural Bank are:
1. The maximum loan amount can reach100000;
2. The mortgage ratio can be up to 70%;
3. The minimum loan interest rate is 20% higher than the benchmark interest rate; 4. The loan term is 1 year, and the longest credit term is1year.
3. The loan conditions and application materials of Agricultural Bank are as follows:
1. Operating time: more than 2 years;
2. Age requirement: no more than 20 years old;
3. Area requirements: at least 50 square meters;
4. Location of collateral: location of loan;
5. Types of collateral: ordinary houses, villas, shops and office buildings.
Application materials:
1, ID card, household registration book, marriage certificate;
2. Proof of income
3. Business license, code certificate and tax registration certificate;
4. Articles of Association and capital verification report;
5, nearly 3 months of tax certificates, financial statements, purchase and sale contracts.
4. Apply for a loan online, and the loan has been issued, but not using it will not affect personal credit information?
There will be some impact, because applying for a credit card will also be reflected in the credit report, and there will be a credit record. Then the bank here applies for a loan, and the credit inquiry is usually 2 months, but not more than 4 times, except that some banks will check the pass rate according to the credit report recently. If there are many advertisements on it, but they are not approved, the bank will consider whether there is any problem with personal conditions and whether it can lend money. So generally speaking, personal credit information can't be checked casually, and you can't apply for online loans, because banks don't allow online loans.
How about a loan of 500,000 yuan from Agricultural Bank of China?
Very reliable. The loan of Agricultural Bank is real. Agricultural Bank of China (ABC) loan is a guaranteed commercial loan. The longest loan period is 1 year, and the maximum loan amount can reach 1 10,000. However, not all users can apply for agricultural loans, and only users who meet the application conditions can submit agricultural loan applications to the Agricultural Bank.
As for whether the application can pass the audit after submission, the audit result of ABC shall prevail. If it fails to pass the audit, users can try to apply for other loans from ABC.
Is it true that Xie Kai Branch of Agricultural Bank of China launched commercial loans?
Employment-oriented loan is a special micro-loan launched by Agricultural Bank of China in Xie Kai, which is real. Business loan is a small loan jointly sponsored by Xie Kai Branch of Agricultural Bank of China and National Poverty Alleviation Office to support the development of small and micro enterprises. It aims to provide financial support for small and micro enterprises, promote their development, support their innovation and development, and promote employment and income increase.