1, for different purposes: mortgage is used to buy houses; Consumer loans are used to buy home appliances, travel, education, etc.

2. Different interest rates: low mortgage interest; The interest rate of consumer loans is higher.

3. Different terms: the loan term of mortgage is long, basically 20 or 30 years; The loan period of consumer loans is generally short, not less than 1 year, and 3-5 years at most.

4. Different conditions: mortgage usually needs to buy a house as collateral; Most consumer loans are credit loans, and borrowers are not required to provide any mortgage or guarantee.