Although the process of unsecured bank loans is troublesome, because banks are national financial institutions, this kind of loan channel is more reliable. Because different products have different requirements for borrowers, depending on the borrower's loan amount, income level, professional nature, personal credit status and many other aspects, the unsecured loan process of banks will be more complicated.

Second: loan platform and loan company.

Formal loan platforms and microfinance companies can get loans normally, and they are relatively reliable lending institutions. Although the loan amount may not be as large as that of a bank, it is more reliable because it is convenient to apply and the time to review the loan is faster.

Three: borrow from relatives and friends

Many times, when you borrow money from relatives and friends, you often don't mortgage the goods, and sometimes you can borrow money directly without even writing an iou. This way of borrowing money also belongs to unsecured loans, but if you want relatives and friends to lend you money in this way, you should pay more attention to your previous friendship and your own credit and integrity.