As an online loan product, Qian Xiaole will check the user's credit report during the audit and evaluate the user's credit status and repayment ability. If the user's credit report shows that his credit status is poor, there are overdue records, frequent inquiries, and a large number of debts. , will have a negative impact on Qian Xiaole's audit results, leading to failure.

Qian Xiaole is a one-stop comprehensive service platform for personal financial business under the banner of Baifu Zhongxin. Relying on the industry-leading AI technology capabilities, cutting-edge algorithm models and dynamic label construction capabilities, financial institutions can embed their own analysis and decision-making capabilities and business operation capabilities with one click, realize efficient linkage of customized scene resources, and provide highly matched credit services and personalized financial management solutions for individual users.