The top ten formal online lending platforms recognized by the state are: 1 and Ping An Hewlett-Packard; 2. Jingdong Finance; 3. Suning Finance; 4. pat on the loan; 5. Microfinance; 6. borrow; 7. Xiaomi borrows money; 8,360 loans; 9. Have money to spend; 10, recruit a good term loan. Here are several online lending platforms (including the top ten online lending platforms).
Mashangdai
For users, through the mobile phone client app, they can apply for "borrow and return" anytime and anywhere without mortgage or guarantee, complete the approval and loan within three minutes at the earliest, and recover the credit line without face-to-face signing to realize instant consumption. The longest loan period can reach 24 periods. "Borrow and repay at once" mainly provides a loan amount of 1000~ 10000 yuan, with a maximum of 200,000 yuan for a single loan.
Ant, please.
Ant Borrowing is a credit loan product with a loan amount of 5-300,000 yuan, and the longest loan period can reach 1 year. The daily loan interest rate is between 0.02% and 0.05%, and the annual interest rate is between 7.2%- 18%. No matter whether you have a job or not, you can apply as long as your sesame credit score is above 600.
Quick loan
Fast loan is a personal online full-process self-service loan launched by China Construction Bank. Customers can apply for self-help, sign contracts online and approve in real time through CCB's electronic channels, while fast loans include fast e-loans, financing e-loans and pledge loans, among which fast e-loans have the lowest threshold. The loan amount for ordinary customers is between 1 1,000 yuan and 50,000 yuan, and the maximum loan amount for financial and private customers can reach 500,000 yuan.
petty loan
Users only need to bind the bank card, click "borrow money" with one click, and then the system will judge the personal credit situation within a few seconds and give a certain amount. And the user does not need any collateral, and can complete the loan online by filling in the information according to the corresponding prompts. The maximum loan is 200,000 yuan.
E Dai
E-loan is a personal online consumer loan launched by Bank of China, which has the characteristics of online application, second-speed approval, online withdrawal and flexible repayment. This product is a credit consumption loan for China Bank to provide high-quality customers with full-process online services by using the Internet and big data technology. The person who applies for a loan can only be a special guest of China Bank. The minimum loan amount is 5,000 yuan and the maximum is 300,000 yuan.
Suitable for borrowing money
It is a new consumer credit loan product launched by Alipay after Lending Bao. Borrowing money also requires binding sesame credit. Applicants need to achieve a sesame score of 670 or above to apply. The maximum loan amount is 200,000 yuan, and the minimum daily interest rate is three ten thousandths.
Which loan platform is good?
Reliable loan platforms include: Ant Lending, JD.COM Gold Bar and Xiaoman Finance.
1, ants borrow it:
Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their journey to the Internet through the "Internet Propeller Plan" and providing inclusive finance services for small and micro enterprises and individual consumers.
Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
At present, the consumer loans issued by e-commerce giants are mainly aimed at the staged consumption scenarios of e-commerce platforms. However, with the continuous accumulation of personal credit data, personal credit loans in non-consumption scenarios are also starting.
2.JD.COM gold bars:
As a sub-brand of digital technology in JD.COM, JD Finance includes personal finance, corporate finance, financial technology and other sectors, and is committed to providing reliable and inclusive digital financial services for individuals and enterprises, helping financial institutions to improve business efficiency, reduce costs and increase revenue, and working with financial institutions to better serve individuals and corporate users.
If there is a demand for funds, it is suggested that Xiaoman Financial's credit service products have money to spend to provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Wealth Management APP (click on the official free quota). The daily interest rate of consumer loans with money is as low as 0.02%, the annualized interest rate is as low as 7.2%, and the maximum repayment is 200,000. The approval speed of Baidu's money is relatively fast, and it can be completed in 30 seconds at the earliest. It usually takes 2-3 working days to review.