? Today, my next community is still on the road of poor income and struggling. It goes without saying that during the collection process, some loans were found to be issued in violation of regulations, so I will briefly introduce the operation process of issuing loans in compliance.

? In business operation, new employees need the guidance of old employees. They should seriously study the internal operation rules and regulations of banks, be familiar with the loan process and review rules, and operate strictly according to the rules. The following five specific suggestions:

(1) Earnestly conduct pre-loan investigation to confirm key property information.

(two) according to the process of strict review, legal compliance with the loan.

(three) the implementation of post loan management system, continuous tracking and timely collection.

(4) Loans to related parties shall not exceed the legal provisions.

(five) master the rules and regulations, improve the ability of risk identification.

Therefore, bank staff should be familiar with the specific provisions in the process of loan issuance, improve their ability to identify risks through learning, and strictly abide by the rules and regulations in practical work, and resolutely avoid being used or corrupted by criminals to participate in criminal activities.

In a word, bank employees engaged in credit business, the crime of illegally issuing loans is like the sword of Damocles hanging over their heads, so they should always be vigilant, avoid committing crimes and regret for life.