In today's Internet age, every industry has something to do with the Internet. Ping An Bank also joined hands with wallets to create the first internet plus credit card in history. The card has the characteristics of "taking charge of the quota", "making money while spending money", "making money after spending money" and "more money", which has attracted the attention of many users. So what exactly is Huayang Credit Card?

Huayang credit card nature: credit card with savings card.

Consumption mode: download a wallet and deposit it in the activity treasure account, and Huayang Card will have a quota. You can withdraw cash or swipe your card. Can't be used to recharge the third-party payment platform (because of credit card).

Reward method: there will be a certain percentage of rewards for merchants spending in wallets, probably between RMB and RMB. If you don't spend the accumulated expected annualized expected income on the third day after deposit. Just like Yu 'ebao.

Billing information: I will send it to you every month like a credit card. But there will be no repayment, overdue, interest and late fees. Because it is originally a savings card, just a type of credit card.

For example, I saved 500 yuan in my wallet on October 20, 65438, whether you spend it or not within one month. This month, I will give you the expected annualized expected income according to 500. Wait until165438+1October 20th. If you haven't deposited it in 500 yuan, you won't have the expected annualized expected income in 500 yuan.

Final reward: use the consumption records for half a year and every month continuously, and Huayang Card will apply for the reserve fund for you according to your records.

These are the main points I know. There is no handling fee for national cash withdrawal. There is no annual fee.