The materials to be carried include my ID card, a first-class debit card, the Notice of Termination of Labor Contract or the original of the Notice of Termination of Labor Contract issued by the depositor, and then go to the housing provident fund management center where the insured person is located to handle the housing provident fund withdrawal business.
As long as the time is 180 days, users will apply to the provident fund management center. After the approval, the management center will immediately go through the formalities for the borrower. The procedure is not very complicated, you can pick it up on the same day. Under normal circumstances, the application can be completed within half a month at the earliest, and the balance of the extracted provident fund will be directly transferred to the personal bank card.
If it is necessary to withdraw the housing provident fund after it has been sealed for half a year, the customer can prepare his personal ID card, joint provident fund card and the certificate of dissolution/termination of the labor contract issued by the depositing unit, and go to the housing provident fund management center at the deposit place to handle the withdrawal business.
Of course, online withdrawal is supported in some areas, and customers can make direct withdrawal in official website or other designated websites through the online service hall of the housing provident fund management center, APP and third-party platforms (such as Alipay and WeChat) (please call the national housing provident fund hotline 12329 for specific withdrawal channels).
It should be noted that if the provident fund is stored for less than half a year, it is generally impossible to resign. As for the calculation of the storage time of the provident fund, it is not calculated from the date when the employee leaves the company. After the termination of the labor relationship between the unit and the employee, it shall, within 30 days from the date of termination of the labor relationship, go through the registration of change at the housing provident fund management center, and go through the formalities of transferring or sealing the employee housing provident fund account.
The withdrawal method of the provident fund sealed for half a year is as follows:
1. The employee shall apply to the original employer to withdraw the housing provident fund, and then receive the application form for the provident fund;
2. Bring the provident fund application form, a copy of the original ID card, resignation certificate and bank card to the provident fund business window for withdrawal business.
Provident fund is generally housing provident fund, which refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Regulations on the Management of Housing Provident Fund
Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(two) to repay the loan principal and interest for the purchase and construction of owner-occupied housing;
(3) Renting a self-occupied house, and the rent exceeds a certain proportion of the family wage income;
(4) retirees;
(5) Having left the country to settle down;
(6) The employee dies or is declared dead;
(seven) to enjoy the urban minimum living guarantee;
(eight) completely or partially lose the ability to work, and terminate the labor relationship with the unit;
(nine) other circumstances stipulated by the CMC in accordance with relevant laws and regulations.