The threshold for buying a house has been raised.

Because the mortgage interest rate is raised this time, the cost of the house you want to buy will rise, so the whole threshold for buying a house will rise. Objectively speaking, it will invisibly increase the living cost of many property buyers. So in this case, many people will choose to give up buying a house in Shenzhen because the mortgage interest rate is too high. To this extent, settling in Shenzhen has become an unattainable dream for many people. Therefore, for lenders, the demand for buying a house has increased, and more monetary costs have to be paid.

Reduced the number of people buying houses.

After raising interest rates, I think the number of borrowers will decrease. Because many people want to buy a house at a lower interest rate, which can not only reduce their living costs. Therefore, in this case, the increase in mortgage interest rate will reduce the number of people buying houses when traveling. Because in a large number of people who buy a house, not everyone can buy a house in full. Therefore, buying a house requires a loan from the bank. Therefore, the increase in mortgage interest rates makes this plan difficult. Therefore, this situation will reduce the number of people buying houses to a certain extent.

Why is the housing price in Shenzhen rising so fast?

First of all, as a window of China's reform and a rapidly developing city, Shenzhen not only has a good industrial base, but also has a very good geographical position. This has made necessary preparations for the development potential of Shenzhen. Therefore, relying on China's reform and opening up, the potential of the whole city was instantly released. Not only the scale of the city is expanding, but also the number of urban residents is increasing.

Therefore, the housing prices in Shenzhen will soar under the stimulus of this big environment. But now the housing price in Shenzhen is a bit too high, which must be strictly controlled. In case of rupture, the impact on Shenzhen as a whole will be more serious.