Repayment next month: 3394 yuan
Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.
The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.
According to statistics, by 20 10 to 10, the micro-loan business of China Postal Savings Bank has completely covered all cities and 2 100 counties and cities and major towns in China, and about 4,500 outlets across the country have started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to over 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.
The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding" with a blue-green background.
"Ding"-Since ancient times, "Ding" has been regarded as an important weapon to spread the country and a symbol of the country and power. The word "Ding" in Chinese characters has also been endowed with extended meanings such as "distinguished", "distinguished" and "grand". This card takes "Ding" as the main design element, which embodies the connotation of sincerity and trustworthiness, and the service commitment of China Postal Savings Bank to "stand for you".
Puka blue-green background color-incorporating green, healthy, convenient and fashionable life concept.
Gold card with golden background-24K gold courtesy, showing distinguished life.
Special shiny material-international advanced technology, showing the fashion and noble quality of cardholders.
Permanent free of annual fee: the main card and the auxiliary card are permanently free of annual fee, free of annual fee expenditure, and can be swiped at will. Pukezhubei
Optional installment payment: you can choose "free installment" bill installment and "personal installment" transaction installment, with no interest and low handling fee.
Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.
Enjoy an interest-free repayment period of up to 50 days: up to 50 days and up to 20 days, so that you can enjoy a leisurely life first.
Optional billing date: a variety of billing dates are available for you to choose, which is convenient for you to flexibly arrange repayment.
Points are permanently valid: you can spend one yuan to accumulate one point, and the points are permanently valid, and the points can be transferred and exchanged, so that various points plans can be easily realized.
Special purpose
Customers can choose "signature+password" or "signature" for spending, and can make changes through customer service hotline or online banking according to their own card usage. If you apply for monthly SMS service, the cardholder can flexibly set the initial amount of notification SMS according to his actual needs, and monitor the change of account funds in real time to ensure the safety of card use [3]? .
Folding product value
In the process of product design, Postal Savings Bank made full use of the functions and characteristics of credit card products of other banks at present. On the basis of closely combining the business development status of Postal Savings Bank and aiming at the actual demand of potential customers of Postal Savings Bank for credit cards, it customized an economical, practical and distinctive credit card product for customers. Convenience, Affordability and Safety are the core values of Postal Savings Credit Card [4]? .
Card surface and meaning
fundamental function
Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal and installment payment. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.
Specific function
The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.