Bank of China Hospitality Loan application conditions:

1. The borrower is between 20 and 60 years old and has full capacity for civil conduct.

2. Good credit record.

3. Hold a debit card issued by Bank of China. It should be noted that Haokedai is only open to users in some areas. It is worth mentioning that Haokedai is launched by BOC Consumer Finance Co., Ltd., a consumer finance company licensed by the Bank of China.

Different users get different credit lines when applying for Haokedai. The maximum credit limit is 100,000 yuan. Different users get different loan interest rates when borrowing. After applying for the loan, the user can borrow and repay at any time. If If you repay the loan in advance after borrowing, interest will be calculated based on the actual number of days of use.

Users need to submit valid personal identity information (ID card) when applying, perform face recognition, bind bank cards, etc. After submitting the information, the system will automatically approve it, and no return call will be made. Credit will be granted in the system Once the limit is reached, the user can submit a loan application and the account will be received on the same day. After applying for a loan, the user must return it on time and cannot be overdue, because there will be penalty interest after overdue, and the longer the time, the more the penalty interest will be. Moreover, overdue records will be uploaded to the credit reporting center after the expiration date, causing personal credit reporting to become bad. It is worth noting that poor credit reporting affects the processing of various loans.

BOC Hospitality Loan is a personal credit consumer loan product launched by BOC Consumer Finance. The loan product has a maximum limit of 100,000 yuan and a maximum usage period of 12 months. It is worth mentioning that Bank of China Consumer Finance Loans have relatively strict credit reporting requirements for applicants. If there are problems with personal credit reporting, it is recommended that users maintain their credit reporting for a period of time before applying for a loan. It is understood that if users hold a Bank of China savings card, it will be relatively easier to apply for this loan product. Bank of China consumer loan is a formal financial loan product, and the interest rate is relatively not high. If you have good qualifications, you can apply for other low-interest loan products. When you need capital turnover, you should choose a product to apply for based on your own qualifications and actual needs. Do not apply blindly. You can find a professional account manager. To avoid being deceived or taking out high-interest loans. BOC Consumer is an institution, not a bank. It only has a capital partnership with Bank of China, similar to Ping An Bank and Ping An Puhui. The loan belongs to a formal institution, and the interest rate is higher than that of banks, but the approval is faster and the qualification requirements are much lower than those of banks. The Bank of China Consumer Hospitality Loan App.