Only when someone else holds a house purchase contract can they not lend, and they also need to provide ID cards, income certificates and other documents to apply for loans.

According to Article 6 of the Measures for the Administration of Individual Housing Loans, the borrower shall provide the lender with the following information:

I. Identity documents (referring to resident identity cards, household registration books and other valid residence certificates);

2. Proof of the stable income of the borrower's family;

Three, in line with the provisions of the purchase contract letter of intent, agreement or other approval documents;

Four, the list of collateral or pledge, proof of ownership and the certificate of consent of the authorized person to mortgage or pledge; Certificate of collateral valuation issued by the competent department; The guarantor agrees to provide written guarantee documents and the guarantor's credit certificate;

Five, to apply for housing provident fund loans, you need to hold a certificate issued by the housing provident fund management department;

Extended data:

"Measures for the Administration of Individual Housing Loans" Article 35 If the borrower is under any of the following circumstances, the lender shall investigate the borrower's liability for breach of contract in accordance with the relevant provisions of the General Rules for Loans of the People's Bank of China:

1. The borrower fails to repay the loan principal and interest on schedule;

Two, the borrower provides false documents or information, which has caused or may cause loan losses;

3. Without the consent of the lender, the borrower mortgages or pledges, sells, transfers, donates or repeatedly mortgages the property or rights;

4. The borrower arbitrarily changes the purpose of the loan and misappropriates the loan;

Five, the borrower refuses or obstructs the lender to supervise and inspect the use of the loan;

Six, the borrower and other legal persons or economic organizations signed a contract or agreement that is detrimental to the rights and interests of the lender;

Seven. The guarantor violates the guarantee contract or loses the ability to bear joint and several liabilities, the collateral is not enough to pay off the principal and interest of the loan due to accidental damage, and the pledge is obviously reduced, which affects the lender's realization of the pledge right, while the borrower fails to implement the new guarantee or new mortgage (pledge) as required.