As long as it is an insurance product, whether it is insured through insurance company channels or through bank channels, it is reliable. If the insured is out of danger and meets the claim standard in the policy, the insurance company will make a claim according to the corresponding proportion. Don't worry about refusing to pay, unless the exemption clause in the policy is triggered.

If you have any insurance knowledge you want to know, you can read this article by Senior Sister:

Super full! Everything you want to know about insurance is here.

Then in the next time, Senior Sister will introduce Sunshine Life Insurance Company to you to see if it is reliable! Not much nonsense, just dry goods!

1.？ Company background

Sunshine Insurance was established in July 2005. Established five years ago, it has become one of the top 500 enterprises in China and one of the top enterprises in China 100. After more than ten years of development, it has become a cutting-edge force in China's financial industry. At present, the Group has a number of professional subsidiaries such as property insurance, life insurance, credit guarantee insurance, asset management and medical care.

Since its establishment, Sunshine Insurance has solved the employment problem of 280,000 people, provided insurance protection for 432 million customers, eliminated social risks by 2,780 trillion yuan, paid various kinds of compensation of 226 billion yuan, paid taxes of 58 billion yuan, and invested more than 520 million yuan in various charities.

If a small partner is interested in sunshine insurance, you can first collect this article from Senior Sister:

How about Sunshine Insurance Company? Is the product worth buying? The most comprehensive evaluation of the whole network!

2.？ solvency

Regulation of China Banking Regulatory Commission on the solvency of insurance companies, core solvency adequacy ratio? 50%, comprehensive solvency adequacy ratio? 100% and comprehensive risk rating? Class b, as long as it meets the above three requirements, is a company with solvency standards.

According to the data of Sunshine Life in the third quarter of 2022, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Sunshine Life are 1 14.33% and 170. 16% respectively, and the latest risk rating is AAA, which has far exceeded the passing line stipulated by CBRC. This is a trustworthy company, so you don't have to worry.

But unfortunately, what if the insurance company is still bankrupt after insuring the product? Don't be afraid, senior, here are the solutions:

The insurance company went bankrupt. What about the insurance I bought?

Hope to adopt

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