As everyone said, it is better for you to choose institutions such as credit cooperatives and local banks first. You'd better have a friend from the bank to introduce you, so that people can trust you more. Of course, you can also try the bank that usually handles deposit settlement business. After all, people can judge your strength (repayment ability) through your capital transaction.

Secondly, you'd better not apply for a company loan in this case. If your business license is personal, you can apply for a personal loan, which is generally called a personal business loan. As the name implies, it is used for business rather than consumption.

Finally, the issue of guarantee. You can see if an individual or company can vouch for you. Different banks have different policies, so you should know about it.