Be sure to keep these three pieces of paper after buying a house. Many people do not pay attention to them, and they will suffer big losses after moving in.
Buying a house is a life-changing event for most people. It's a big deal. Some people are greedy for temporary gains and don't pay attention to the real estate certificate and these three pieces of paper. They will regret it later. The purchase invoices, bills and receipts for buying a house are very important. These things must be kept well so that there will be no problems when you live in the future. After buying a house, you must keep these three pieces of paper. My family didn't pay much attention to them and almost suffered a big loss.
Deed tax invoice. The deed tax invoice is very useful. It can prove the original price when the house was purchased. Through the deed tax payment ratio, you can see the price when you bought the house. If you want to transfer the ownership in the future, this is a very good proof. You can't lose it, unless you don't plan to sell the house, but if you want to transfer it to your children in the future, it will be very difficult, and you will have to worry about it then.
House purchase invoice. A house purchase invoice is the basis for buying a house. When applying for a real estate certificate, a house purchase invoice will be used. If you want to get a mortgage loan from a bank to buy a house, you will also need a house purchase invoice. Nowadays, most young people do not have a lot of money. When buying a house, you need to pay a down payment first, and then go to the bank to get a mortgage loan to repay the house loan. If you don’t have an invoice, you can’t get a loan. However, banks generally require copies. When you get the purchase invoice, you can make two copies for backup. .
House purchase contract. A contract refers to the document used by both parties when conducting business transactions. No matter what contract, it is very important. It divides each other's responsibilities and protects each other's rights and interests. The house purchase contract is the most important thing in all bills. It is stated in the house purchase contract. For information about the house, when applying for a mortgage loan, real estate certificate and land certificate after buying a house, the house purchase contract must be used. If the contract is lost, if there is any problem with the house then, if you want to communicate with the relevant departments, It's very troublesome.
It is best to keep the receipts used when buying a house, as well as the receipts for buying furniture and appliances, in separate categories. You can also make a few copies so that you are not afraid of losing them.