You can deposit money into a loan account every month, similar to the repayment method of commercial loans, and then go to the provident fund management center to print repayment vouchers every month. If you have enough money in your provident fund account, you can use the voucher to withdraw the corresponding repayment amount or a simple method. Signing an entrustment with a bank means that after deducting the repayment amount from your repayment card every month, the bank will automatically withdraw it from your provident fund account card, eliminating the trouble of withdrawing it by itself every time, provided that there is at least one month's loan balance on the repayment card.

Second, how to repay the provident fund loan? Return the money that should be paid back to the provident fund card every month?

You can deposit money into a loan account every month, similar to the repayment method of commercial loans, and then go to the provident fund management center to print repayment vouchers every month. If you have enough money in your provident fund account, you can use the voucher to withdraw the corresponding repayment amount.

Or simply, sign an agreement with the bank to entrust the withdrawal of provident fund, that is, after deducting the repayment amount from your repayment card every month, the bank will automatically withdraw the corresponding amount from your provident fund account and transfer it to your repayment card, thus eliminating the trouble of withdrawing it by itself every time, provided that there is at least one month's loan balance on the repayment card.

Third, how to repay the provident fund loan? Return the money that should be paid back to the provident fund card every month?

Cash repayment: go directly to the corresponding bank or deposit and withdrawal machine to prepare the repayment amount, and then repay directly; Online repayment: through online bank transfer, you can directly transfer money to your account through the network, and remember the date of arrival, so you must pay attention to prepayment. Change in repayment amount of provident fund loans: Due to different annual interest rates, the repayment amount can be changed according to the economic prosperity. Generally, this month's application is valid next month, so remember to leave a reasonable time. Withdrawal of provident fund: If you buy a house, you can apply for withdrawal of provident fund to repay the loan, and you need the help of relevant personnel of the company to handle the process and withdraw the provident fund. Prepayment: After all, loans have to pay a lot of interest. After the provident fund loan, the loan and interest can be paid off in advance according to the economic situation, as long as the application is submitted by telephone.

Fourth, where does the provident fund spread the money?

There are two main ways to deduct money from provident fund loans. One is to deduct money from the provident fund account for repayment. One is to deduct money from the repayment account of the provided savings card, such as the joint housing provident fund card. Where to deduct the money depends on how the loan contract signed by the loan bank and the lender is agreed.

1, deduct money from the provident fund account.

If the deduction method agreed in the loan contract signed by the lender is to collect the provident fund on a monthly basis, the provident fund management center will transfer the balance of the provident fund account to the repayment card on the 20th of each month, and the bank will collect the loan principal and interest by deducting money from the repayment card.

This requires constant attention to the balance of the provident fund account. When the account balance is insufficient, you must deposit money in the repayment card before the bank deducts money. For example, some companies may not pay the provident fund to their employees in time for various reasons. If the lender has no money in the provident fund account and fails to deposit money in the repayment card in time, the bank deduction will be overdue.

2. Deduct the money in the repayment card account.

Although some lenders have paid the provident fund, but the monthly contribution of the provident fund is too low to deduct the monthly repayment amount, they may choose to deduct money from the repayment card every month and deposit it in the repayment card for the bank to deduct money, so that the money in the provident fund account will not move.

In this way, when there is more money in the provident fund account, it can be extracted to pay property management fees, rent, construction, renovation and overhaul of self-occupied housing; Or directly withdraw it when you retire, and so on.

Amortization time of provident fund is within 24 hours of repayment by users:

After the unit pays the provident fund, the provident fund will reach the bank account within a certain period of time. After that, the bank will directly deduct a certain amount of provident fund from the personal account to repay the loan amount applied by the user, and the amortization of the provident fund will be displayed within 24 hours after the bank deducts the loan.