Before and after the National People's Congress, there were frequent favorable policies for the property market. Recently, the People's Bank of China and China Banking and Insurance Regulatory Commission issued the Notice on Strengthening Financial Services for New Citizens, which mentioned that the first set of housing mortgage loan standards for new citizens who meet the conditions for buying houses should be reasonably determined; For new citizens who meet the requirements of the purchase restriction policy, have the ability to buy houses and have relatively stable income, they should reasonably meet their housing credit needs.

Chen Wenjing, director of market research at the Index Division of the Central Finger Research Institute, said that the impact of the New Deal on the real estate market is mainly manifested in the following two aspects: on the one hand, providing credit support for new citizens to buy houses is conducive to alleviating the pressure on new citizens to buy houses, thus helping to solve the housing problems of new citizens; On the other hand, 300 million new citizens mean a huge group of potential buyers, and the implementation of this policy is conducive to stimulating the potential reasonable demand for housing for 300 million new citizens.

On the eve of the two sessions this year, Guo Shuqing, chairman of the China Banking and Insurance Regulatory Commission, introduced that "new citizens" refer to those who live in cities and towns but have not registered their permanent residence, or those who have just obtained permanent residence for less than two or three years. At present, this group has more than 300 million people. Employment and entrepreneurship, renting a house, schooling for children, and providing for the aged are all the actual needs of "new citizens", but there are also many difficulties in the process of solving them.

Chen Wenjing said that the direction of policy adjustment may start with lowering the threshold and cost for new citizens to buy houses, so that everyone has the ability and willingness to buy houses. In view of the demand of new citizens for the first suite, or from the aspects of reasonably reducing the down payment ratio of the first suite, reducing the loan interest rate and flexibly withdrawing the provident fund; In order to improve the demand, we may start from the aspects of properly adjusting two sets of identification standards, reducing the down payment ratio and loan interest rate.

According to the data of the Central Finger Research Institute, nearly 50 cities have introduced various support policies this year.

Chen Wenjing told reporters that the continuous development of demand-side policies is conducive to breaking the current real estate deadlock.

In an interview with China Economic Times reporter, Yang Mi, head of office market and head of North China Research Department of Jones Lang LaSalle China, said, "It is foreseeable that China's head cities will usher in a further increase in the size of permanent residents on the basis of guidance and control. According to the urban planning data, it is estimated that by 2035, the total increment of permanent residents in the top cities of China 15 will reach 46.33 million. The growth of population will be reflected in the growth of demand for urban space, resources and services, which will be transformed into opportunities for spatial planning and development. "

(Original title "Multi-city property market easing policy is introduced, and new citizens' housing problems are taken seriously")

Source: China Economic Times