Generally speaking, ants borrow money from ordinary consumers, while online merchants lend money to Taobao merchants. The needs of the two are different, so the services provided are also different. According to the regulations of Alipay, consumers can only open ant loans, and Taobao merchants can only choose one of ant loans and online business loans.
Although the two cannot be opened at the same time, through careful thinking and careful choice, there must be a product between ant borrowing and online lending that can meet your needs.
Through loans, consumers can spend in advance, which is also beneficial to consumers. It can help young people enjoy some large consumption in advance and improve their living standards.
For example, cars, houses and other consumption, if you do not use loans for early consumption, it is difficult for young people to directly bear such large-scale consumption. You can only buy a house by accumulating wages. Until you buy a car and buy a house, young people who were originally in their prime and high spirits become old and depressed.
Therefore, making good use of personal loans can help you improve your living standards and help reduce the burden on young people to some extent. If you want to start a business, making good use of loans can also help you realize your personal dreams faster.
I see.