1. The housing provident fund shall be paid in full and on time within 6 months (inclusive) before applying for the loan, and the provident fund account shall be in normal payment state when applying for the loan.
2. Have full capacity for civil conduct, have a stable income, and have the ability and willingness to repay the loan principal and interest on schedule.
3. Personal credit information is in good condition and meets the requirements of central credit information. All loans that are overdue for more than three consecutive periods and accumulated for more than six periods within two years can be paid off in one lump sum.
The withdrawal of provident fund does not affect the number of provident fund loans, but it does have an impact on provident fund loans; The most direct thing is to affect the amount of provident fund loans. The recognition standard of provident fund loans has nothing to do with the withdrawal of provident fund loans, that is, if you want to buy a house according to the first set of provident fund loans, you must have no records of housing and provident fund loans under the name of (family).