1, the first suite: there is no room and no loan in Wuhan, and the down payment ratio for purchasing a house in the restricted area is not less than 30%.

2. Second suite: own 1 apartment in Wuhan (whether the loan is settled or not), and buy another 1 apartment in the restricted area. The down payment ratio of the second suite is not less than 50%, and the down payment ratio of the non-ordinary residence (144 flat) is not less than 70%.

3. More than two suites: if you own two or more houses in Wuhan, you can't buy a house in the restricted area.

Matters needing attention in buying a house in Wuhan:

1. Check five certificates. The so-called five certificates refer to the state-owned land use certificate, construction land planning permit, construction project planning permit, housing construction permit and commercial housing pre-sale permit.

2. Choose a developer. In fact, it is necessary to choose a developer with good reputation when buying a house. Generally, good developers have high qualifications and sufficient funds.

3. Evaluate the ability to buy a house. For those who just need it, because of their limited economic ability, they will buy a house by means of loans. The loan needs to pay a certain monthly payment. In order to ensure the quality of life is not affected and avoid the risk of default, it is suggested that the monthly payment should be controlled within 50% of the total income.