1, the degree is small and complete.
Baidu Finance's financial service platform is loaned by Baidu Finance in conjunction with hundreds of banks and licensed financial institutions. At present, the total amount of credit business loans exceeds 2 trillion, and the platform is powerful, safe and reliable. The maximum loan amount can reach 200,000. Users can apply with their ID cards and bank cards, online all the time, without providing any paper materials. The loan is quick. After the approval, the money will be received as soon as 1 minute. Interest is calculated on a daily basis. The daily interest rate is as low as 0.02% and the annualized interest rate is 7.2%.
2360 IOUs
The technology credit brand under the 360 Digital Group relies on the powerful Internet technology of the 360 Group. As a loan product under the listed company, the platform is rich in funds, and users can rest assured of loans. The application threshold is low, and users 18-55 years old will have the opportunity to apply. The loan amount is high, up to 200,000. The interest rate is transparent, and the annualized comprehensive interest rate (simple interest) starts from 7.2%.
3. Zhaolian Finance
The credit service platform of a licensed consumer finance company, jointly funded by China Merchants Bank and China Unicom, is powerful. Its good loan products can lend up to 200,000 yuan, support 7*24 hours of lending, and the funds arrive in real time. The annualized interest rate can be as low as 7.3%, and the longest loan can be divided into 36 installments. There is no penalty for prepayment.
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4. Microfinance
Weizhong Bank focuses on consumer credit loan products. As the first Internet bank in China, it is backed by technology giant Tencent and has a formal and reliable platform. Micro-loans can provide users with a loan amount of up to 200,000 yuan, with a daily interest rate of 0.02%-0.05%. Support loan repayment and installment payment, and there is no penalty for prepayment.
5. Meituan borrows money
Financial services are provided by Chongqing Meituan's three small loans or cooperative banks. The main cooperative banks are China Everbright Bank, Zheshang Bank, bank of tianjin and Jincheng Bank. The platform is fully qualified and meets the requirements of national regulatory policies. The loan amount is between 500,000 and 200,000 yuan, and the daily interest rate is as low as 0.02%, which can be repaid as you borrow. The repayment is flexible and can be divided into 36 installments at the longest.