If the other party owes money in his own name, he should negotiate with the other party to repay it as soon as possible. If the car is your own property under your own name, the money owed by the other party will still be paid back. If the two sides can't solve it through consultation, they need to bring a lawsuit to the court. After the court decision takes effect, apply for compulsory execution. The court will seize the other party's vehicles and houses and auction them to pay off the debts.

1. What should I do if private lending was sued when there was no money?

1. If it is temporarily unable to repay the debt, it may negotiate with the creditors to repay the debt by installments, postpone the repayment or reduce the debt.

2. If the other party does not agree to delay or reduce the debt and wants to sue the debtor, then after the prosecution, it is necessary to actively respond to the lawsuit and strive to achieve the purpose of repayment in installments or within a time limit in court!

3. If the other party does not agree to postpone or reduce the debt, the court will not support it and will repay all the debts within a time limit. If the creditor has the ability to repay but refuses to pay, the creditor may apply for enforcement. But enforcement will not be put into prison, because civil liability does not involve criminal issues.

If the debtor really has no money to pay back, even if the other party wins the lawsuit, the court executor knows that you can't execute it without money. Only when you have money and refuse to return it can the court arrest people (including judicial custody or be investigated for criminal responsibility for refusing to perform the effective judgment).

5, the people's court in accordance with legal procedures, the use of national coercive power, according to the legally effective documents to clarify the specific implementation content, forcing civil rights holders to perform their obligations, in order to ensure the realization of the rights of rights holders.

The execution methods include: deposit execution, income execution, property execution, property search, compulsory delivery and moving out of the house.

Second, how to sue the debtor?

Those who owe money or arrears shall bring a lawsuit to the court during the litigation period. Those who file a lawsuit in the court shall bring a complaint, an iou and other evidence materials to the court filing court to file a case. After the court accepts the case, if no one can be found, the court will announce the service of the default judgment. After you get a successful judgment, you can provide the court with clues about the other party's property such as vehicles, houses or deposits in the other party's name, apply for enforcement, and freeze the auction of the above property to repay your debts.

Third, how long will it take to get the money by suing for arrears?

It depends on how long it takes to get the money by suing for arrears. To recover arrears, if it is a summary procedure, the court will conclude the case within three months from the date of filing the case; If it is an ordinary procedure, it shall be concluded within six months from the date of filing the case. If the borrower does not pay back the money, the other party may bring a civil lawsuit to the court to demand the borrower to repay the debt; If it still fails to repay, it may apply for compulsory execution. The proceedings for non-repayment are as follows:

1. Collect relevant evidence to prove that the debt is true;

2. Go to court and apply for pre-litigation property preservation;

3. Court prosecution, filing, trial and judgment;

4. After winning the case, if the other party fails to pay back the money within two years after the judgment takes effect, it may bring a lawsuit to the court for enforcement.

The relevant legal basis of this article.

People's Republic of China (PRC) Civil Code

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 680 usury is prohibited and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.